What is a personal injury claim? | Personal Injury Claim Definition

A personal injury claim is any claim for monetary compensation for a bodily injury caused by the negligence of another.

Common examples include motor vehicle accidents and slip and falls.

Common injuries include neck and back sprains/strains, neck or back disc herniations, rotator cuff (shoulder) tear, joint injuries, or fractured bones.

The personal injury claim is initiated by reporting the injury to the insurance company for the at-fault party.

If your injury occurred at a business, the claim can also be initiated by completing an incident report which the business will forward to its insurance company.

Once the injury is reported to the insurance company and you have completed the medical treatment recommended by your medical provider, you should begin settlement negotiations with the insurance company.

If a settlement cannot be reached, your personal injury claim may result in a lawsuit against the negligent party.